Paying it all up
I was having problems with my credit card debt at the office; I receive harassing call from collecting agencies every now and then and threatening me with a law suit. A concerned office mate approached me and said try to consolidate my credit card debt, it worked for her and maybe it will work for me too.
She was kind enough to refer me to the consolidation company that assisted her before. After a few meetings, my credit counselor and I came up with a solution to make an affordable payment plans with my creditor. I was able to make small monthly payments each month since all my credit card loans are now consolidated in only one loan. It was good advice to consolidate my credit card debt, I was able to pay my debt in small monthly payments and at the same time, there were no more harassing calls.